Not a budget app. Your Dream Companion.
Track less. Dream more. Achieve faster.
Dream Planning
Set clear financial goals and track your progress with visual goal rings.
Smart Expense Tracking
Auto-detects transactions and provides insights to help you save more.
Motivational Nudges
Receive personalized updates and rewards as you progress toward your goals.
Let's Build Your Dream Plan
Let's build your savings plan in under 60 seconds.
Answer 3 quick questions and we'll tell you exactly how much to save each month to reach your goal.
You'll get:
- A personalized savings roadmap PDF on email
- Your first savings hack on WhatsApp
- Access to the 1 Hack/Week Mova Club
Achieve Your Dreams
Purchase Planning Questionnaire
Let us help you plan and save for your next big purchase.
1. What do you want to purchase?
Please specify what you're planning to use this loan for
Common purposes include:
- Home purchase
- Vehicle purchase
- Vacation planning
- Other personal expenses
2. How much do you want to save?
Large purchase
3. How much time do you have to save?
Investment Timeframe
Select your preferred investment horizon
Short-term
Medium-term
Longer-term
Long-term
Get your personalized savings plan
Please provide your contact information to receive your customized savings plan.
Dream Planning
Set goals that matter to you and watch as we help you turn your sapna into reality with our smart planning tools.
Goal Wizard 🧙♂️
Your Dream Progress 💫
New Phone
₹15,000 / ₹20,000
Family Vacation
₹15,000 / ₹50,000
Home Deposit
₹50,000 / ₹500,000
Add New Dream
What's your next goal?
Smart Flex Plans 🧠
Automatically adjust your savings plan based on your income, expenses, and priorities.
Smart Recommendations
- ✓ Increase monthly savings by ₹500 to reach vacation goal 2 weeks earlier
- ✓ Adjust savings ratio: 60% to vacation, 40% to home deposit
- ✓ Consider pausing phone savings to prioritize urgent goals
Dream Diary 📔
Goa Family Trip
January 2023
₹15,000 / ₹50,000
30% complete
"Taking my parents to see the beach for the first time. They've always wanted to go."
New Smartphone
August 2022
₹15,000 / ₹20,000
75% complete
"Need a better phone for work and to keep in touch with family back home."
Home Deposit
December 2025
₹50,000 / ₹500,000
10% complete
"My own home where my family can live comfortably. The biggest dream of my life."
"A dream written down with a date becomes a goal. A goal broken down into steps becomes a plan."
Let mova be your companion on this journey.
Expense Tracking
Smart tracking that doesn't eat up your time. Know where your money goes without obsessing over every rupee.
This Month's Spending
₹14,230
of ₹20,000 budget
Expense Breakdown
Recent Transactions
Grocery Store
Today, 10:30 AM
Electricity Bill
Yesterday, 6:15 PM
Mobile Recharge
May 21, 11:30 AM
Auto SMS Detection
Voice Entry
UPI Integration
Weekly Reports
Auto-Detection
Seamlessly capture expenses from bank SMS, UPI transactions, and payment apps without manual entry.
Voice & Regional Languages
Simply speak your expenses in your preferred language. We support Hindi, Marathi, Tamil, and many more!
Smart Insights & Alerts
Receive personalized alerts when you're close to overspending and impacts on your dream goals.
Restaurant spending alert!
You've spent 80% of your monthly dining budget. This could delay your Goa trip by 2 weeks.
Grocery spending optimized!
You've reduced grocery spending by 15% this month. You're now 1 week ahead on your phone savings goal!
Weekly Progress Reports
Receive personalized insights every Sunday to understand your spending patterns and progress toward your dreams.
- Spending pattern analysis
- Goal progress updates
- Personalized saving recommendations
- Smart expense categorization
Your Weekly Summary
May 15 - May 21, 2023Total Spent
₹4,850
-15% vs last week
Saved
₹2,300
+20% vs goal
Dream Progress
+4.5%
On track!
Spending Breakdown
This Week's Insights
- You reduced entertainment spending by 30% compared to last week.
- Your new phone savings goal is now 75% complete, 1 week ahead of schedule!
- Suggestion: Try our group order feature for groceries to save another ₹200/week.
Motivation & Gamification
Stay motivated with personalized encouragement, unlock achievements, and build better financial habits with fun, engaging challenges.
Motivational Nudges
Almost There! 🎉
You're just ₹2,800 away from your new phone!
Milestone Unlocked! 🏆
₹10,000 saved! Claim your mobile recharge cashback!
Savings Streak! 🔥
You've saved money for 7 days in a row!
Mova Score & Achievements
Your Mova Score
Very GoodYour Achievements
Next Achievement: Goal Crusher
Complete 3 more savings goals to unlock this badge and earn 200 Mova points!
Build Better Financial Habits
Daily Savings Challenge
Save a small amount every day and watch your money grow. Consistency is key!
Budget Review Weekly
Take 10 minutes every week to review your budget and adjust as needed.
No Impulse Purchase Month
Avoid unplanned purchases for 30 days. Think before you buy!
Success Stories from the mova Community
Rahul M.
"I never thought saving could be fun! The badges and point system keep me motivated. In 6 months, I saved enough for my first bike down payment."
Priya S.
"The daily savings challenge helped me stay consistent. I've completed the 30-day challenge 3 times and saved ₹15,000 for my teaching course!"
Sanjay & Neha K.
"The reward system motivated our whole family! Our daughter joins us in tracking progress. We're now halfway to our family trip to Goa!"
Ready to Make Saving Fun?
Join thousands of people who are turning their financial goals into exciting challenges with motivation and rewards along the way.
Plans & Pricing
Choose the perfect plan to suit your journey towards financial wellness and achieving your dreams.
Free
Get started with basic features
- Basic expense tracking
- 1 savings goal
- Basic financial tips
- Auto-detection of transactions
- Weekly progress reports
- Motivational nudges
1-Month Subsidized Trial
Try all premium features at a special rate
₹199 50% off for first month
- All features in Free plan
- Up to 5 savings goals
- Auto-detection of transactions
- Weekly progress reports
- Motivational nudges
- Basic rewards
After trial period, ₹199/month unless canceled
Premium
For committed dream chasers
Billed as ₹507 every 3 months (15% savings)
Billed as ₹894 every 6 months (25% savings)
- All features in Trial plan
- Unlimited savings goals
- Voice-to-text entry in 8 languages
- Advanced Dream Diary
- Smart Flex Plans
- Dream Milestone Marketplace access
- Priority customer support
Feature Comparison
| Feature | Free | 1-Month Trial | Premium |
|---|---|---|---|
| Expense Tracking | Basic | Advanced | Advanced |
| Savings Goals | 1 | 5 | Unlimited |
| Auto-Detection of Transactions | |||
| Voice Entry in Multiple Languages | 3 languages | 8 languages | |
| Weekly Progress Reports | |||
| Motivational Nudges | |||
| Mova Score Tracking | |||
| Dream Diary | Basic | Standard | Advanced |
| Smart Flex Plans | |||
| Dream Milestone Marketplace | Limited access | Full access |
Frequently Asked Questions
Ready to Start Your Journey?
Join thousands of Indians who are achieving their financial dreams with mova.
No credit card required for free plan. Cancel anytime.
Smart Notifications
Personalized, intelligent alerts that help you stay informed, avoid risks, and make smarter financial decisions on your journey.
Financial Literacy Workshop
Free workshop on "Basics of Saving" happening tomorrow at 6 PM near you.
New Podcast Episode
"How to save for your child's education" - New episode available now!
⚠️ Scam Alert ⚠️
Beware of SMS claiming to be from SBI asking for KYC update. Banks never ask for OTP via SMS.
Investment Warning
Be careful of high-return crypto schemes trending on WhatsApp. Remember: high returns = high risk.
Achieve Your Phone Goal Faster
Based on your phone goal, a small monthly SIP of ₹500 could help you reach it 2 months earlier!
Micro-Insurance Available
Protect your phone goal with ₹10,000 coverage for just ₹9/month from our trusted partner.
Smart Intelligence Engine
Our AI-powered system learns from your goals, spending habits, and location to deliver personalized financial insights exactly when you need them.
- Location-based workshop and event notifications
- Goal-relevant financial tool recommendations
- Real-time scam and fraud alerts specific to India
Financial Education Hub
Stay informed with content that matters to you - from simple explanations to expert webinars, all tailored to your financial journey.
- Curated financial podcasts in your preferred language
- Live and recorded webinars from financial experts
- Simple, jargon-free financial concept explanations
Financial Safety Net
Stay protected with timely alerts about potential financial risks, dangerous investment trends, and common scams in India.
- Proactive scam warnings for common financial frauds
- Alerts about risky investment trends and schemes
- Tips to protect your financial information online
Personalize Your Notifications
What Our Users Say
I was skeptical about another financial app, but mova's notifications actually taught me about SIPs. Now I'm saving ₹500/month for my daughter's education! 👩🎓
- Anjali S., Mumbai
The scam alerts saved me from losing money! I received an SMS about "urgent KYC update" but mova warned me about this exact scam that same morning! 🙏
- Rajesh K., Hyderabad
I love getting notified about financial workshops nearby. Attended one last month and learned so much about insurance that I finally got coverage for my family. Feeling more secure now! 💪
- Priya D., Pune
Stay Informed, Achieve Your Dreams
Get personalized financial insights, alerts, and learning opportunities tailored to your unique goals and dreams.
Dream Milestone Marketplace
Celebrate your financial achievements with exclusive rewards and special offers from our trusted partners to help make your dreams a reality.
Featured Milestone Rewards
New Smartphone
Complete your ₹20,000 savings goal and get ₹2,000 off on the latest smartphone models from our partner stores.
School Fee Discount
Reach your education savings goal and get a 5% discount on your child's next term school fees at partner institutions.
Goa Trip Package
Reach your travel savings goal and unlock a special 15% discount on a family trip to Goa including stay and activities.
Our Trusted Partners
India's leading electronics retailer with over 250 stores nationwide.
Network of 1,000+ educational institutions across 15 states in India.
Specializing in affordable family travel packages to popular destinations.
Affordable micro-insurance plans for health, life, and asset protection.
Leading fashion retailer with exclusive discounts for mova users.
Financial Wellness for Your Business
Help your employees achieve their financial dreams with our MSME and startup partnership program. Offer financial wellness as an employee benefit.
Customized Corporate Plans
Tailored financial wellness programs based on your team size and needs.
Employee Financial Reports
Anonymous aggregated insights to measure program effectiveness.
Financial Literacy Workshops
On-site or virtual sessions for your team by our experts.
Special Corporate Pricing
Volume-based discount plans for your entire organization.
Already trusted by
How Dream Marketplace Works
1. Discover Rewards
Browse through a wide range of exclusive offers from our trusted partners related to your financial goals.
2. Unlock with Milestones
Each reward gets unlocked when you reach specific savings milestones in your financial journey.
3. Redeem & Enjoy
Once unlocked, simply redeem your reward through our app and enjoy special discounts and offers.
Success Stories
The Sharma Family's Goa Trip
"We saved consistently for 8 months using mova for our first family vacation. When we reached 90% of our goal, we unlocked the TravelJoy discount and saved ₹8,000 on our Goa package!"
Rahul's Professional Certification
"I used mova to save for my professional IT certification. With the EduAlliance partner discount, I saved ₹5,000 on the course fee. Now I have a better job with 30% higher salary!"
Turn Your Financial Goals into Rewards
Start your savings journey today and unlock exclusive offers and discounts from our marketplace partners.
No credit card required. Cancel anytime.
Financial Literacy
Understanding financial concepts doesn't have to be complicated. Learn key money concepts with simple, everyday examples and practical advice.
Compound Interest
Imagine planting a mango tree that gives you 10 mangoes each year. But next year, you'll get mangoes from both the original tree AND from the trees that grow from the seeds of this year's mangoes.
Real-life example: If you save ₹1,000 and earn 10% per year, after 1 year you have ₹1,100. Next year, you earn interest on ₹1,100 (not just the original ₹1,000), giving you ₹1,210.
Emergency Fund
Think of your umbrella - you don't need it every day, but when it rains suddenly, you're glad you have it. An emergency fund is your financial umbrella for unexpected problems.
Real-life example: Setting aside ₹500 each month in a separate account until you have enough to cover 3-6 months of basic expenses like rent, food, and bills.
Diversification
It's like not putting all your eggs in one basket. If you drop the basket, all eggs break. But if you distribute eggs in different baskets, you'll still have some eggs left if one basket falls.
Real-life example: Instead of putting all your savings in one place or type of investment, divide it between a bank account, a gold coin, and maybe a small fixed deposit.
Latest Financial Wisdom
View all blogs
5 Simple Steps to Save for Your Child's Education
Start early and make your child's educational dreams a reality with these practical saving strategies.
Why Every Family Needs a Financial Safety Net
Understanding how to protect your loved ones financially is as important as earning an income.
How to Spot and Avoid Common Financial Scams
Learn to recognize the warning signs of common scams targeting Indian consumers and how to protect yourself.
Financial Terms Simplified
Upcoming Workshops & Events
View all eventsFinancial Planning for Beginners
Learn the basics of budgeting, saving, and planning for your financial future in this interactive workshop.
Smart Investment Options for Families
Discover safe and effective ways to grow your family's money with this practical investment workshop.
Test Your Financial Literacy
Take our free 5-minute quiz to assess your financial knowledge and get personalized recommendations to improve your financial health.
Customer Stories
See how mova is helping thousands of Indians achieve their financial dreams and transform their financial habits.
Happy Users
Across India who are actively working towards their financial dreams with mova
In Savings Goals
Total amount successfully saved by our users towards their personal dreams
Goal Achievement
Of our users successfully achieve their savings goals with our guidance
Hear From Our Community
Real stories from real people who transformed their financial habits with mova as their trusted financial companion.
"mova helped me understand that financial planning isn't about restricting yourself, but about prioritizing what truly matters to you. Now I'm saving for my wedding while still enjoying my life!"
Pooja Mehta
Delhi, India
Trusted By
Start Your Financial Journey Today
Join thousands of Indians who are achieving their dreams with mova as their trusted financial companion.
No credit card required. Cancel anytime.
Financial Wisdom
Simplifying money matters for your dreams through easy-to-understand insights and practical advice.
Why Every Dream Needs a Financial Plan
Discover how a simple financial plan can be the bridge between where you are today and the dreams you cherish for tomorrow.
Team Mova
July 15, 2023 • 5 min read
The Chai-Samosa Method of Saving Money
How your daily chai-samosa habit can teach you the most powerful principle of saving money without feeling deprived.
June 28, 2023 • 3 min read
What is SIP? Think of it Like Your Daily Doodh-Wala
Understanding Systematic Investment Plans through the reliability of your neighborhood milk delivery system.
July 2, 2023 • 4 min read
UPI Safety: Protecting Your Money Like Your Grandmother's Recipes
Learn how to keep your digital transactions as secure as those special family recipes that only trusted people know.
July 10, 2023 • 3 min read
How to Teach Your Children About Money Using Cricket
Use India's favorite sport to teach your kids patience, strategy, and the value of consistent effort in building wealth.
June 15, 2023 • 5 min read
From Wedding to Home: Planning Major Life Goals
How to organize your finances for those big Indian life celebrations without sacrificing your long-term dreams.
June 5, 2023 • 6 min read
Mental Peace & Money: Why They Go Hand in Hand
Discover how financial stability contributes to mental wellbeing, and practical steps to achieve both simultaneously.
May 20, 2023 • 4 min read
Get Financial Wisdom in Your Inbox
Join thousands of dreamers receiving our weekly financial tips, success stories, and exclusive offers.
Frequently Asked Questions
Get answers to common questions about mova and how we help you achieve your dreams.
Mova is your dream companion, not just another budget app. We help you visualize, plan, and achieve your financial goals with confidence. Our platform connects your daily spending habits with your long-term dreams, making it easier to track progress and stay motivated.
Our 1-month subsidized trial gives you full access to all Premium features at a reduced price. You'll get to experience goal planning, expense tracking, motivational nudges, and more. There's no automatic renewal - you decide if you want to continue with one of our plans after your trial ends.
Absolutely! We prioritize your privacy and data security. Mova uses bank-grade encryption to protect your information. We don't sell your data to third parties, and our read-only access means we can never move money on your behalf. You can delete your data at any time from the account settings.
Mova can automatically detect and categorize transactions from your bank messages, UPI notifications, and SMS alerts. You'll need to grant SMS reading permission when prompted. All processing happens on your device for maximum privacy, and you can always add or edit transactions manually.
Yes! With mova, you can manage multiple dreams at once. Set priorities for each goal, and our smart auto-distribution feature will help allocate your savings optimally. Track all your goals visually and get personalized notifications on your progress toward each dream.
Mova supports English, Hindi, Marathi, and several other regional Indian languages. You can change your language preference anytime from the settings menu. Our voice-to-text expense entry also works with multiple languages.
The Mova Score is a gamified representation of your financial progress. It increases as you achieve savings goals, maintain good spending habits, and engage with financial literacy content. Higher scores unlock special rewards and partner offers in our Dream Milestone Marketplace.
Yes, mova is designed as a mobile-first application for Android and iOS smartphones. For the best experience, we recommend using a device with SMS capabilities if you want to use the auto-detection feature for transaction tracking.
You can cancel your subscription anytime from your Account Settings. Go to "Subscription," then "Manage Subscription," and select "Cancel." Your access will continue until the end of your current billing period. We don't offer refunds for partial months.
Your data is stored securely in your account even if you uninstall the app. When you reinstall and sign back in, all your goals, transactions, and progress will be there. If you want to permanently delete your data, you can do so from Account Settings under "Privacy & Data."
The Dream Milestone Marketplace is available to all users from the main menu. However, some premium offers and rewards are only unlocked as you achieve specific goals or reach certain Mova Score levels. Regular users can access basic offers, while Premium users get exclusive deals.
Still have questions?
Our support team is here to help you achieve your dreams. Reach out anytime!
Contact Us
We're here to support your financial journey. Reach out to us with any questions or feedback.
Let's Connect
Our team is eager to help you achieve your financial dreams. Choose the way that works best for you.
Phone
+91 1800-DREAMS (1800-373267)
Mon-Sat: 9:00 AM - 7:00 PM
sapnokasaathi@mova.in
We'll respond within 24 hours
Office
Mova Financial Wellness Pvt. Ltd.
Koramangala, Bangalore - 560034
Send Us a Message
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